diff --git a/Effects/terrain-default.eff b/Effects/terrain-default.eff
new file mode 100644
index 000000000..23ff780d3
--- /dev/null
+++ b/Effects/terrain-default.eff
@@ -0,0 +1,75 @@
+<?xml version="1.0" encoding="utf-8"?>
+<PropertyList>
+  <name>default-effect</name>
+  <!-- <inherits-from>another-effect</inherits-from> -->
+  <parameters>
+    <material>
+      <ambient type="vec4d">
+        0.2 .2 0.2 1.0
+      </ambient>
+      <diffuse type="vec4d">
+        .8 .8 .8 1.0
+      </diffuse>
+      <specular type="vec4d">
+        0.0 0.0 0.0 1.0
+      </specular>
+      <emissive type="vec4d">
+        0.0 0.0 0.0 1.0
+      </emissive>
+      <shininess>1.2</shininess>
+    </material>
+    <texture0>
+      <texture2d>
+        <image>Textures/unknown.png</image>
+        <filter>linear-mipmap-linear</filter>
+        <!-- also repeat -->
+        <wrap-s>repeat</wrap-s>
+        <wrap-t>repeat</wrap-t>
+        <!--
+           <wrap-r>clamp-to-border</wrap-r>
+           -->
+        <!-- float, signed-integer, integer -->
+        <internal-format>normalized</internal-format>
+      </texture2d>
+    </texture0>
+    <transparent>false</transparent>
+    <render-bin>
+      <bin-number>0</bin-number>
+      <bin-name>RenderBin</bin-name>
+    </render-bin>
+  </parameters>
+  <technique>
+    <pass>
+      <lighting>true</lighting>
+      <material>
+        <ambient><use>material/ambient</use></ambient>
+        <diffuse><use>material/diffuse</use></diffuse>
+        <specular><use>material/specular</use></specular>
+        <color-mode>ambient-and-diffuse</color-mode>
+      </material>
+      <blend><use>transparent</use></blend>
+      <alpha-test><use>transparent</use></alpha-test>
+      <shade-model>smooth</shade-model>
+      <cull-face>back</cull-face>
+      <render-bin>
+        <bin-number><use>render-bin/bin-number</use></bin-number>
+        <bin-name><use>render-bin/bin-name</use></bin-name>
+      </render-bin>
+      <texture-unit>
+        <unit>0</unit>
+        <texture2d><use>texture0/texture2d</use>
+          <image><use>texture0/texture2d/image</use></image>
+          <filter><use>texture0/texture2d/filter</use></filter>
+          <wrap-s><use>texture0/texture2d/wrap-s</use></wrap-s>
+          <wrap-t><use>texture0/texture2d/wrap-t</use></wrap-t>
+          <internal-format>
+            <use>texture0/texture2d/internal-format</use>
+          </internal-format>
+        </texture2d>
+        <environment>
+          <mode>modulate</mode>
+        </environment>
+      </texture-unit>
+    </pass>
+  </technique>
+</PropertyList>